Regardless of how careful you are on the road, sometimes trouble finds you anyway—like when another car swerves into your lane. Defensive driving, like staying out of their blind spot, only gets you so far.
When another car swerves into your lane, it can easily cause an accident. For the sake of your safety and your legal rights, you need to know what to do next.
What to Do After the Incident
In the aftermath of the incident, you need to take some immediate steps to keep yourself safe and defend your legal rights.
- Get to a Safe Spot: If you didn’t crash, the first thing to do is to get to a safe place.
- Calm Down: Your heart will likely be racing. Take deep breaths to calm your nerves before taking further action.
- Assess the Situation: Check for any contact between the vehicles and assess the overall scenario.
- Find Witnesses: If anyone saw what happened, their statement could be helpful in the event of a lawsuit.
- Get Contact Information: Ask for the phone number or email of any witnesses. You might need them for insurance or legal purposes.
- Get Evidence: Take pictures and videos of where the accident happened, the damage to all the cars, and the people in the accident.
Knowing about the “phantom driver” situation is very important in these cases, especially for what you do next and how you get paid.
What is a Phantom Car?
Sometimes the driver who cuts into your lane might run away. This is also called a miss and run (a hit-and-run without the crash). These drivers are called “phantom drivers” or “phantom cars” because they cause trouble and then vanish. If this happens to you, you need to call the police. Tell them everything you saw, like the car’s color, the license plate number, and where the car went.
You also need to have UM or uninsured motorist insurance. This will help you pay for any damage or injuries. Dealing with insurance complexities is another challenge you might face in these situations.
The insurance companies involved in the incident can make it difficult to get coverage. After all, they don’t want to spend more than they have to.
- If the phantom driver gets away and there’s no formal report, your insurance company may treat the case as if the perpetrator has no insurance.
- You may need to use your own insurance, even though it’s not your fault.
- Some insurance companies may want someone else to say what happened.
- Without a witness, it may be hard to make your insurance company believe you.
Needless to say, gathering evidence is a critical step in protecting yourself legally and financially.
What Can You Do Legally?
If another car came into your lane and made you crash or swerve, you may wonder what you can do legally. In Georgia, you can get money for the damage to your car and the injury to your body. You usually have two years to make a personal injury claim in Georgia, so don’t delay.
How to Use Evidence to Protect Yourself
To make a good case, get evidence as soon as possible. Take pictures of where the accident happened, any tire marks, and your car’s damage. If you have a dashcam, save that video. That video could prove that the other driver caused the problem.
Seeking professional legal advice can provide the support and guidance needed in these challenging times.
Talk to a Georgia Car Accident Lawyer
You never plan to be cut off. But if it happens, you need to know what to do next. Whether it’s getting evidence, checking your insurance, or getting legal help, being prepared is the best way to protect yourself. If you’re wondering what to do if you almost get into an accident, schedule a consultation with Flanagan Law to get expert advice.